Holiday shopping - why it pays to make a plan

The festive period is coming up, and you’re probably already thinking about which gifts to get your loved ones or how much food to buy for special dinners. While the holiday season is meant to be one of joy, laughter and socialization, it can also induce a lot of financial stress.

Buying expensive gifts and trolleys full of food can be costly, especially if you’ve got a large family or a lot of friends. To make your holiday shopping less stressful, it’s a good idea to set your budget. Consider how much you can afford to splurge on presents and treats, and avoid exceeding this threshold.

By sticking to a budget, you can enjoy the holiday season a lot more and relax knowing that you aren’t going to be financially strained by the time January comes around.